Private Client Banking

What You Can Expect

Exclusive benefits designed for your financial success:

Dedicated Private Client Officer

Your personal banker, backed by a local team who understands your goals.

Personalized Banking Solutions

Solutions tailored to your financial needs and goals.

Wealth Planning & Investments

Access to ICCU Wealth Management for holistic financial strategies.

Visa Infinite® Rewards Credit Card

Premium perks, elevated rewards, and lifestyle benefits.

Custom Lending Solutions

Financing options tailored to advanced borrowing scenarios.

24/7 Digital Access

Secure online and mobile banking for anytime account management.

Business Banking Integration

Specialized services for business owners and entrepreneurs.

Do I Qualify?

ICCU Private Client is a highly exclusive service for members with exceptional financial needs. Ideal candidates include: high-income earners, business owners, Individuals with complex financial portfolios, affluent families seeking personalized financial guidance.

Membership is by invitation only. To explore eligibility, contact a Private Client Officer for a confidential consultation.

Lending & Credit Solutions

Private Client members receive access to flexible lending options with competitive terms and expedited service. Whether you’re purchasing a home, refinancing, or seeking liquidity, we’ll tailor solutions to your needs.

Common lending options include:

Jumbo mortgages*
Bridge loans*
Personal lines of credit*
Customized repayment structures (OAC)*

Your Private Client Officer will guide you through every step, ensuring your financing aligns with your broader financial goals.

*All loans OAC

Private Client Visa Infinite® Rewards Credit Card

As a Private Client, you may qualify for the exclusive Visa Infinite® Rewards Credit Card. This premium card offers:

4X points on entertainment, travel, and wholesale club purchases
3X points on all other purchases
Amazon Prime® subscription reimbursement*
Luxury travel upgrades and lifestyle perks
Premium security and purchase protections

Speak with your Private Client Officer to apply.

Visa Rewards

infinite portal

*Amazon Prime subscription reimbursement offer is only applicable for new and existing ICCU Visa Infinite Rewards Credit Card accounts. To qualify for Amazon Prime subscription reimbursement, the total of all net purchases (eligible purchases minus returns) for your billing cycle(s) must exceed $1,000 in the applicable billing cycle(s). Balance transfers and cash advances do not count towards the spend requirement. The Amazon Prime subscription must be charged to the ICCU Visa Infinite Rewards Credit Card account that met the spending requirement. If the Amazon Prime subscription is charged monthly, net purchases must exceed $1,000 in the prior billing cycle, then ICCU will issue a statement credit for the monthly subscription fee. Limit 1 monthly reimbursement per month per account. If the Amazon Prime subscription is charged annually, net purchases must exceed $1,000 in each of the 12 consecutive billing cycles preceding the billing cycle in which the Amazon Prime charge occurs, then ICCU will issue a statement credit for the annual subscription fee. Limit 1 annual reimbursement per year per account. The statement credit will be issued within 4-6 weeks after the subscription charge is posted to the card. Your account must be in good standing to be eligible for the reimbursement. Offer is not valid for ICCU Business Rewards Credit Cards. Cardholders must speak with a Private Client Officer and be approved for an ICCU Visa Infinite Rewards Credit Card to participate. All loans are subject to credit approval (OAC). ICCU reserves the right to modify or terminate this offer at any time. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer, or if you return purchases made to meet the Amazon Prime subscription reimbursement offer spending requirement, we may withhold, freeze, or revoke your Amazon Prime subscription reimbursement. ICCU and/or the offer is not sponsored or endorsed by Amazon.

Deposits & Cash Management

Your everyday banking deserves VIP treatment. Private Client members enjoy:

Personalized guidance on high-yield savings, money market, and premium checking accounts
Flexible banking and lending solutions tailored to your financial relationship
Customized cash management tools for liquidity and efficiency

For business owners, we offer integrated business banking services, including:

Treasury and cash flow management
Business lending solutions
Seamless coordination between personal and business finances

Wealth Management & Insurance Coordination

Private banking is just one part of your financial picture. As a Private Client, you gain access to a broader network of specialized services through ICCU Wealth Management and our trusted partners. Together, we help you build, protect, and transfer wealth with confidence.

Our coordinated approach includes:

Comprehensive support for Private Wealth goals and long-term strategies
Expert-led Trust & Estate Planning to preserve your legacy
Personalized guidance through our Financial Planning services
Strategic portfolio design via Investment Management
Integrated Insurance Solutions to manage risk and protect what matters most

Your Private Client Officer will serve as your central point of contact, ensuring your banking, investments, and protection strategies work in harmony to support your evolving financial goals.

Your Private Client Team

At the heart of your experience is your Private Client Officer, a seasoned financial professional dedicated to your success. With deep high‑net‑worth expertise, local insight, and a personalized, proactive approach, you can expect clear, responsive communication every step of the way.

For members seeking long‑term strategic guidance beyond banking and credit, explore ICCU Private Wealth.